I have a loan with a balance of $2,600. I was late almost 2 weeks...they called and offered to "re-structure" the debt. For this service, I would get to miss payments for 2 months! The BAD PART (more like scam) is that I would end up paying over $4,500 for a debt hat I currenly only owe 2600 on!
Slick, smooth talikng.....it's like a typical used car nightmare!