As a First Time Home Buyer there is
nothing scarier than not knowing what you are getting yourself into, even though you can do extensive search and gain great deal of knowledge about real estate and home buying and home loans, it s still scary!!!
I was referred to Houtan and CRESTICO by a family member who had previously completed a refinance transaction and was happy with the process, after couple of interviews with different mortgage brokers and getting different answers i decided to contact Houtan as well and see if he can help me with my problem, a very simple problem, i needed a broker who could walk me through the loan process and tell me what what to anticipate rather than just giving me promises! i knew my credit wasn t the best and not having huge down payment this would be a challenge and i just didn t know how challenging! Houtan did a great job of explaining to me as what i need to do and what to expect and gave me all the possible scenarios and possibilities. After couple of months of working with him i was able to get my credit score up and save more money so i could qualify for a bigger loan amount at a great rate!
Thank you Houtan, i am your life long client for all my mortgage needs :)
Best Real Estate and Mortgage Broker in
As a first time home buyer i can't express how important it is to have a broker that is knowledgeable and supportive and PATIENT!
I have been trying to purchase my first condo in West Los Angeles for over a year and i can tell you i have gone through hand full of local brokers but for whatever reason they dropped the ball somewhere in the middle of the process and left me high and dry and sent me in search of the next broker! I admit, i probably wasn't the easiest client they ever had but im sure i am not the only client who has questions and likes to understand the process rather than just say "yes Mr. broker, i will sign and do as you say" No i like to know what i am getting myself into and so i guess my questions and asking for answers wasn't what most of the brokers out there are looking for.
Long story short i was referred to Houtan by a friend of mine who has previously had a pleasure of working with and yes i will use the word "PLEASURE" because now i understand why he was so highly recommended. his demeanor is dry and doesn't sugar quote which at first i was not a big fan of but after months of working with him i understand it. He is a straight shooter and tells you like how it is whether you like it or not, NOT SO SALESMAN-ship of him, right? Well i tell you what, i learned not to get suckered in by the charm of a salesperson anymore, cause all they care about is that commission right there and then! all my old brokers left me in the middle because i didn't like what THEY wanted to SELL me and not what i wanted! Like i said finding a patient broker is very important and with Houtan's help after almost 6 months of search i was able to buy the condo that I liked. I am thankful for the referral and i will refer and recommend Houtan to every and anyone that i know. I will no longer search for a Broker for any real estate or loan needs, CRESTICO and Houtan are IT and will never forget that! Thank you for making this happen!
Excellent Customer Service, Low Rates
and No Cost!
I just completed a refinance transaction with Houtan over at Crestico Funding, i have to say i am very impressed by the customer service and level of professionalism and knowledge of this loan officer, at first i was very skeptical about using another broker after my horrible experience last year but after couple of phone interviews and email correspondents i decided to meet with him at his office in west la which was reassuring to put a face to the voice. He patiently explained the different options available to me and gave me pretty good understanding of what the process will be like. i compared his rate and cost with couple of different lenders and brokers in the area, there was only one other broker who gave me a rate lower than his but his cost was much higher so after all i decided to complete my application with him. I am very happy with the decision i made and very please with the results, i will most defiantly recommend Houtan and Crestico Funding for home loans.
Houtan was very helpful and responsive.. I would definitely recommend him and Crestico. We had some issues during the closing & signing due to the title company that Houtan was able to help us overcome them.
Real Estate and Home Loans. CRESTICO is a full-service Real Estate and Mortgage Brokerage firm in Los Angeles which offers a variety of services such as Short Sale, Foreclosure Prevention, Relocation, Real Estate Investment and also provides financing for purchasing new homes or refinancing existing mortgages to reduce interest rates and/or lower monthly payments by offering no fee, no cost transactions.
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