Editorial Review by Citysearch Editors

by Contributor

Caters to personal and business consumers with a variety of checking and savings account options plus loans, investments and insurance services.

09/15/05

Best Value in Banking

by j3nn12qh

I keep waiting for something to happen where I won't like Bank Of America anymore, but everytime I have a problem they've made it right. Best Deal: If you're referred by another customer you BOTH get $25 when you open a new account. How cool is that?

Their on-line banking allows direct transfers between Bank Of America that are almost instant and fee free. This means my roommmates can pay me the rent and I get it INSTANTLY.

Their loan rates however are pretty bad, you can get a better car loan almost anywhere else. I use my credit union for credit cards and loans and Bank Of America for everyday checking.

The most locations, innovative services, good service. I can't think of a reason to bank anywhere else.

• Pros: Locations Everywhere!, Great Service, Unique Web Features
• Cons: auto loans too high, credit cards too high